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NCB FINANCIAL GROUP LIMITED - ORDINARY SHARES

APO

NCB Financial Group Limited is the financial holding company, currently for four direct subsidiaries: National Commercial Bank Jamaica Limited (NCBJ), NCB Global Holdings Limited (NCBGH) the majority shareholder for Guardian Holdings Limited (GHL), Clarien Group Limited (CGL) and TFOB (2021) Limited (TFOB). The Group is one of the largest banking and financial services groups in Jamaica and also one of the largest financial conglomerates in the Caribbean measured by total assets. NCBFG's subsidiaries operate in the financial services industry, providing products and services in banking, insurance and investment management through 21 territories across the Caribbean. NCBFG's subsidiaries also provide individual consumers, small and medium-sized enterprises (SMEs), large corporations and government institutions with banking, wealth management, insurance and pension fund management products and services.